Terms and Conditions

Listed below are the terms and conditions under which we will provide you with products or services, whether they be services or any other kind of digital material for the purpose of utilizing chivoai.org . Please read them carefully. Please take the time to thoroughly read these terms before using our Products, Services, or Digital Content. These terms describe who we are, how we will supply Products, Services, or Digital Content to you, how you and we may operate, manage, and cancel the contract, as well as other relevant information. Please read them carefully. By accessing or using the Services or Digital Content, you affirm that you have read, understand, and agree to be bound by these terms and conditions. The Services and Digital Content must not be used if you do not agree to the terms and conditions. It is your understanding and acceptance that where we make additional functionality available to you through the mining platform (for example, the purchase of third party investment, services, or digital content), additional terms and/or charges will apply, including any terms imposed by third-party providers. Reading and accepting any third-party terms and/or charges prior to using such functionality is a condition of your use of such functionality, and by using such functionality you acknowledge and agree that we have no liability to you in respect of any third-party goods, services, or digital content that is only made available to you through the smart wallet for your convenience.

 
Our duties under global anti-money laundering and counter-terrorist financing legislation compel us to conduct due diligence, source of funds and "know your client" checks on users of the Services and Digital Content in order to comply with applicable laws and regulations. We may use the assistance of third-party sources to help us in conducting these due diligence processes.
 
We will conduct various levels of due diligence as may be required by current legislation and as may be appropriate based on the jurisdiction in which you access the Services and Digital Content, as well as the value of chivoai.org that you intend to invest in, as well as the value of chivoai.org that you propose to invest in. We must adhere to certain restrictions, which are outlined in the table below, and these limits have an impact on the degree of due diligence we must do. Due diligence levels are divided into three categories: Tier 1, Tier 2, and Tier 3, with Tier 1 needing just the most basic information (such as your email address and telephone number) and Tier 3 demanding complete due diligence. The chivoai.org database provides information on the values of Balance Limit A, Balance Limit B, and Balance Limit C, as well as the types of information we require from you in respect of Tier 1, Tier 2, and Tier 3. The values of Balance Limit A, Balance Limit B, and Balance Limit C, as well as the types of information we require from you in respect of Tier 1, Tier 2, and Tier 3 can be found there. We reserve the right to make changes to this table at any moment, and we will tell you if we do. For particular functionality within the Services, Digital Content, or on our network, or in the event that your ETN balance in your Online or Offline Wallets falls below the limitations of the table set out in Clause 4.3, we may ask you to make further disclosures of information to us. It is possible that the information we request will include personally identifiable information such as your name, postal address, e-mail address, telephone number, date of birth, country of origin, chivoai.org ID, , and in some cases, identification cards as proof of your address.
 
In order to continue to use the Services and Digital Content, you must comply with our due diligence requirements, which are detailed below. If you fail to comply with this requirement, we may terminate or suspend your right to use the Services or Digital Content without any additional obligation to you.
 
In the event that it appears that you are accessing or attempting to access the Services and Digital Content from a country that has been designated as a "high-risk third country" by the European Commission or as a "high-risk and other monitored jurisdiction" by the Financial Action Task Force (FATF), we may, without notice and without liability to you, temporarily or permanently suspend or terminate your access to the Services and Digital Content (or any part of them). In our capacity as a corporation, we do not keep or sell investment, nor do we transmit or receive investment on behalf of users. Our services make it easier to transfer and receive cryptocurrencies into your wallet, saving you time and money. We are not liable (and shall have no responsibility to you) for any difficulties relating to the operation of the chivoai.org or any node operated or maintained by chivoai.org, including (but not limited to) sluggish network speeds and technical faults within the operation of the chivoai.org. chivoai.org   transactions are irreversible and cannot be revoked due to the nature of the Artificial intelligence wallet that's fully automated. For transactions conducted by you or a third party, including (but not limited to): you only need to deposit into the wallet Address issued by the smart wallet, we will not be liable for any loss or harm you may experience as a result of such transactions.
 
If you transfer chivoai.org (which includes the import of bitcoin from any offline wallet to any online wallet), please be informed that we reserve the right to charge the TX Fees listed below, whether or not the following conditions are met:

1. We were the ones who created the wallet.

2. The kind of wallet, such as whether it is an online wallet, an offline wallet, or any other sort of wallet, is specified.

3. Whether the wallets that are used for sending and receiving are maintained by the same individuals or by two different groups of people

4Once a promotional package has been activated, it cannot be deactivated.

You may easily withdraw money from your account using our payment system, and they will be sent to your bitcoin wallet address or transferred to the bank account that you choose. All users must be at least 18 years old in order to utilize the Services and Digital Content offered on this website. If we have reasonable grounds to believe that you are under the age of majority, we retain the right to use any of the processes indicated below to protect our interests. Therefore, you are responsible for ensuring that your phone or device satisfies the very minimum criteria necessary to run the Digital Content. Contact our customer support staff at soporte@chivoai.org if you need any further information or have any questions.

We cannot guarantee that your use of the Services or Digital Content will be uninterrupted or error-free because of the fundamental nature of software. Despite our best efforts to protect the security of the Services and Digital Content, we cannot guarantee that the Services and Digital Content will be impervious to different types of attack by hostile third parties in all circumstances. Transaction delays or (in a minority of cases) transaction failures may be experienced by users during moments of heavy demand, according to the company. Since blockchain technology and internet communication facilities are utilized, you acknowledge that the Services or Digital Content may be subject to limitations, delays, and other difficulties that arise as a result of the utilization of artificial intelligence, blockchain technology, and internet communication facilities.
 
You acknowledge that we reserve the right to impose limits or restrictions on your use of the Services or Digital Content in the following cases:
 
1. to do normal maintenance, updates, or upgrades on a computer system;

2. in accordance with our agreement, subject to chivoai.org balance limitations and anti-money laundering due diligence compliance as required by the law.
 
3. If the contract is not completed by the specified end date, you will be charged a reconcilliation fee for the time your chivoai.org wallet was inactive. This fee will be disclosed to you by the support team at the end of your contract.

The phrases "express or implied conditions," "warranties," "representations," and other terms that may apply to these Terms, the Services, or the Digital Content are expressly disclaimed to the fullest extent permitted by law.

Use of the Services and Digital Content is strictly prohibited unless and until you comply with all relevant laws. In addition, you agree not to obtain unauthorized access to, tamper with, damage, or disrupt any or all of the following information:

In order to make chivoai.org more accessible, we provide services and digital material. This means that we do not act as their representatives, conduct investigations on their behalf, or enter into agreements on their behalf. You acknowledge and agree that we are not responsible for, and shall have no liability to you or any third party in connection with, any transaction you enter into through the Services or Digital Content. You also acknowledge and agree that we shall have no liability to you or any third party in connection with any acts or omissions of other users of the Services or Digital Content. In order to enter into a transaction with another user, you must first do your own due diligence and research.

We are not obligated to do anything as a result of these agreements.

Aside from the express terms of this agreement, all implied terms, whether statutory, common law, or otherwise, are hereby disclaimed. This disclaimer includes implied conditions, warranties, or other words relating to acceptable quality, fitness for purpose, or the exercise of reasonable skill and care.

If you have a disagreement with another user, we may (at our sole discretion) provide you with such assistance as we think appropriate in the circumstances; nevertheless, we will not be responsible for settling or mediating the dispute between you and that user. The user who is entirely responsible for such issues must be contacted directly to settle any complaints.

To the extent that it is not clearly stated differently in these terms and conditions, we assume no general or specific duty of care (whether fiduciary or otherwise) to you.

The term "Intellectual Property Rights" refers to all patents, utility models, rights to inventions, copyright and related rights, trademarks and service marks, trade names and domain names, rights in trade dress, goodwill, and the right to sue for passing off or unfair competition, rights in designs, rights in computer software, database rights, and the right to maintain the confidentiality of information (including know-how and trade secrets), as well as any other intellectual property right.

In addition, you acknowledge that the Group owns all Intellectual Property Rights in and to the Services and Digital Content, as well as any supplementary software code or updates to them, and that you will have no other rights in or to the Services or Digital Content other than the right to use them in accordance with the terms of this Agreement.

These terms (as they may be changed from time to time) will be in force for as long as you use the Services or digital content provided by the Company.

As soon as we suspect that a breach of these terms and conditions has taken place, we retain the right to take any action we deem appropriate. If you violate our terms of service, we reserve the right to take any or all of the following measures against you:

It is possible that your chivoai.org Wallet may be temporarily suspended if you comment or write bad reviews about the platform failure to follow our stated terms and conditions. Contact soporte@chivoai.org for help if you have any dispute with your wallet.

Upon the termination of your access to the Services and Digital Content (whether at your discretion or pursuant to these terms and conditions)

It will continue in full force and effect any provision of these terms and conditions that is expressly or implicitly intended to take effect or remain in effect on or after your access to the Services or Digital Content. Your obligations to us will continue to be in force, and our liability limitations will continue to be in place as set out in these conditions.

The terms of this agreement, as well as the Services and Digital Content, are subject to change at any moment to reflect changes in user needs or our business objectives. Our reasonable attempts to inform you of material changes will include posting notices on our official website and/or social media platforms, as well as personal contact (as we determine at our absolute discretion).

It is possible that the manner in which you may use the Services and Digital Content will be governed by the rules and policies of other service providers, including (but not limited to) where other rules and policies apply; in the event of a conflict between these terms and such other rules and policies, the other rules and policies shall prevail.

In accordance with our Privacy and Cookies Policy, we will only use the personal information that you provide us.

Conditions that are beyond our control are not subject to liability. If the provision of the Services or the distribution of the Digital Content is delayed or prevented by an event beyond our control, we will evaluate the situation and make reasonable measures to minimize the implications of the delay. Unless we adhere to this policy, we will not be held liable for any delays that may result from the incident.

A third party may take up the obligations of this agreement. Upon termination of these terms and conditions, we retain the right to convey our rights and obligations to another business. As soon as we become aware of a problem, we will make every attempt to notify you in writing.

Before transferring your rights to a third party, you must first get our consent. Except with our explicit written consent, you may not transfer your rights or obligations under these terms.

It is important to note that we are neither partners nor agents on your behalf. This agreement is not intended to, nor should it be taken to be, the formation of a partnership or joint venture between us and you, nor does it constitute or imply that either we or you are acting as the agent of another party, or that either of us or you are authorized to enter into any agreements for or on behalf of any other party.

According to these standards, no one else is entitled to anything. Unless otherwise specified, this agreement is between you and us. No other person shall have the authority to enforce any of its requirements.

If a court determines that a part of these conditions is unenforceable, the remaining terms will remain in place. These interim agreement clauses operate independently of one another. The remaining paragraphs will remain legal even if a court or other relevant authority determines that any of them are unlawful.

However, we can always incorporate these requirements later if we postpone their implementation. Unless we require you to perform any of the obligations set out in these terms immediately, or if we do not take action against you for breach of this contract, this does not mean that you are not required to perform those obligations and does not preclude us from taking action against you at a later date under the terms of this agreement.

Apart from the English language, these terms may be translated into a number of other languages. Should any question arise in the interpretation (in a legal sense) of these terms between their translated equivalents, the English Language version shall be taken to be authoritative.

It is important to comprehend what laws apply to them and where they may file a lawsuit. If there is a dispute or claim arising out of or in connection with these terms, their subject matter or formation (including non-contractual disputes or claims), the dispute or claim shall be governed and construed in accordance with Belgian law, with the Belgian courts having exclusive jurisdiction to resolve the dispute or claim in conundrum.
 
PART 1: GENERAL APPLICATION

Account Setup (Step 1)

1.1. Account Setup: You must be at least 18 years old in order to use the chivoai.org Services.
 
1.2. Account Login: You must be at least 18 years old in order to log into a chivoai.org wallet.

Terms and Conditions: We reserve the right to update or modify this Agreement at any time by posting a new version on the chivoai.org Site and/or providing you with a copy of the revised Agreement (a "Revised Agreement"). The Revised Agreement will become effective immediately when it is published, but it will not apply retroactively in any way. By continuing to use the Services after the publication of a Revised Agreement, you acknowledge and agree to be bound by the terms and conditions of the Revised Agreement. If you are dissatisfied with any such change, your sole and exclusive remedy is to cease using the Services and cancel your account with the Company.

1.3. Create an account with chivoai.org: You must first establish a chivoai.org account in order to use the chivoai.org Services (a "chivoai.org Wallet"). chivoai.org wallets are created with the promise and indication that they will be used only for personal purposes and not on behalf of any other party, unless chivoai.org grants you prior permission to use them on their behalf. You are solely responsible for any and all activity that takes place via your chivoai.org Wallet. The creation of a chivoai.org Wallet is at the sole discretion of the chivoai.org team, and we reserve the right to limit the number of chivoai.org Accounts you may have, or to suspend or cancel any chivoai.org Wallet or the trading of specific Digital Currency in your account, at any time and for any reason.

1.4. Verification of one's identity. Creating a chivoai.org Account indicates your agreement to provide us with the information we require in order to verify your identity and to detect money laundering, terrorism funding, fraud, or any other financial crime, as well as your consent to allow us to retain a record of that information. Some verification criteria must be met before you may be granted permission to use the chivoai.org Services. It is possible that your access to one or more chivoai.org Services, as well as the limits on your use of the chivoai.org Services, will be modified as a result of the continued collecting of information about you. Among the types of personal data we may request is your name, address, telephone number, e-mail address; your date of birth; a taxpayer identification number; and information about your bank account (such as the name, type, and account number of the bank); as well as special categories of personal data, including, in some cases, your biometric information (for example, your fingerprints) (where permitted by law). By providing us with this information, as well as any other information that may be required, you certify that the information is accurate and legitimate. Within seven days of creating their wallet, all investors must provide identity to the wallet administrator. In the event that you fail to verify your identity, you will be charged a service fee that will be disclosed to you based on the type of cryptocurrency contract you are running, or you will be required to wait a minimum of one month after your mining contract has ended for the KYC SECURITY IDENTIFICATION PROCESS TO BE COMPLETED before making withdrawals from your account. You agree to notify us immediately if any of the information you provide changes in any way. When you provide us with your permission to conduct inquiries, directly or through third parties, as necessary to authenticate your identification or to protect you and/or us from fraud or other financial crime, you authorize us to take any action we reasonably believe necessary in response to the findings of such inquiries. Your personal information may be shared with credit reference, fraud prevention, or financial crime authorities when we do these queries, and you acknowledge and agree that these organizations may respond completely to our enquiries. A straightforward identity verification procedure, which should have no negative influence on your credit score, is being carried out. Additionally, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI), and other subscriber status details, if available, solely for the purpose of verifying your identity and comparing the information you provided to chivoai.org with the information provided to your wireless

1.5. Availability of resources. To make use of the chivoai.org Services, you must have the appropriate equipment (such as a smartphone or laptop) as well as Internet access subscriptions in order to participate. Through the chivoai.org Website, users may have direct access to the chivoai.org Services. During instances of strong volatility or traffic, chivoai.org services may undergo degradation or become unavailable. This may result in inability to acquire or sell for a period of time, as well as a delay in the response time of customer service representatives. The chivoai.org Site and any chivoai.org Services may be unavailable from time to time, and we make no warranty that any order will be completed, accepted, recorded, or that any order will remain open while we strive to provide great customer service. chivoai.org will not be liable for any losses suffered as a result of or arising from transaction delays, regardless of the cause.

2. Services for Wallets and Custodial Accounts (second paragraph)

2.1. The following services will be provided to qualified customers: (a) a hosted Digital Currency wallet(s) for the storage of Digital Currencies for staking or holding ("Digital Currency Wallet"), and (b) an Ai-enabled wallet to keep your crypto assets safe with the integration of an automated hosted US Dollars ("USD") wallet ("Ai-enabled Wallet").

2.2. A digital currency wallet that is hosted on a third-party server: Your Digital Currency Wallet provides you with the ability to store, manage, and track your Digital Currency stakes or holdings in one convenient location. "Digital Currency" refers to just those digital currencies that have been defined as being available for trade or custody in your chivoai.org Wallet, and this is the case throughout this document (also known as "Supported Digital Currency"). Depending on the jurisdiction, the services and underlying assets may be different. We use a combination of online and offline storage to safely store Digital Currency private keys, which are required in order to conduct transactional transactions. If, as a result of our security protocols, we are required to retrieve private keys or other related information from offline storage in order to facilitate Digital Currency Transfers, you acknowledge that this may result in a delay in the initiation or crediting of such Digital Currency Transfers, and you agree to accept the risk that such a delay will occur. Additionally, you may opt to make use of additional services, such as the chivoai.org Vault, which allows you to choose withdrawal timings and other rules controlling the safety and transfer of your Digital Currency. In the case of such a product(s) and service, additional rules may apply (s). Once your staking of the smart hodl plan is complete, you will get an email with your private key for withdrawal.

2.3. Digital Currencies that are accepted by the system Creating a chivoai.org account is only for the purpose of utilizing the Site's supported digital currencies in an appropriate manner. Under no circumstances should you attempt to use your Digital Currency Wallet to store, transmit, request, or receive digital currencies that we do not support or that we do not support. chivoai.org expressly disclaims any and all responsibility for any attempts to use your Digital Currency Wallet with a coin that we do not now support. If you have any questions about the Digital Currencies that are currently supported, please visit Contact Support for more information.

2.4. Protocols for supplemental treatment are not included. According to the chivoai.org website or any formal public announcement by chivoai.org, Supported Digital Currencies excludes any additional protocols and/or capabilities that complement or interact with the Supported Digital Currency, unless otherwise noted. We do not support any Digital Currency that contains or interacts with any metacoins, colored coins, side chains or other derivative or forked protocols, tokens, or coins, including but not limited to staking, protocol governance, and/or any smart contract functionality that may supplement or interact with a Digital Currency we do not support. Don't use your chivoai.org Account to attempt to accept, request, send, store, or engage in any other kind of transaction or activity using any such protocol, since chivoai.org is not configured to detect, secure, or manage such transactions and functionality. Any transaction involving such items will result in the loss of the item in question. Furthermore, you understand and acknowledge that additional protocols are not included in the list of Supported Digital Currencies, and that chivoai.org is not liable for any damages that may arise as a consequence of the use of supplementary protocols.

2.5 Protocols for Digital Currencies Technical Operation: We do not own or administer any of the software protocols that are used to regulate the operation of the Digital Currencies listed on our website. The underlying protocols are, for the most part, open source, which implies that they may be used, copied, updated, and distributed by anybody at any time. We accept no responsibility for the operation of the underlying protocols and are unable to guarantee the functionality or security of the network in any way. The operating rules of the underlying protocols, in particular, may be subject to sudden modifications (including "forks"). Availability, value, functionality, and/or the name of the Digital Currency held in your Digital Currency Wallet may all be affected by any substantial operational changes that occur in your digital currency wallet. No effect on the timing or nature of any significant operational modifications can be attributed to chivoai.org. When considering whether to continue using a chivoai.org Wallet for the affected Digital Currency, it is your responsibility to keep updated about planned operational changes and to carefully balance publicly accessible information and information offered by chivoai.org. A material operating change will be communicated to you by chivoai.org using reasonable efforts; however, chivoai.org will not be responsible for any changes that occur as a result of circumstances beyond its control. chivoai.org will use reasonable efforts to communicate with you about any material operating change; however, chivoai.org will not be responsible for any changes that occur as a result of circumstances beyond chivoai.org's control. According to chivoai.org's discretion, the company may choose whether or not to support a new digital currency, fork, or other action in the event of a significant operational change. If you are a Bitcoin miner, you acknowledge and accept the risks connected with operational changes to Digital Currency protocols. You also acknowledge and agree that chivoai.org is not accountable for any loss of value you may experience as a result of such changes. You acknowledge and accept that chivoai.org has the right to choose its response to any operational change, and that we are under no obligation to assist you with currencies or protocols that are not currently supported.

2.6.0 As explained below, chivoai.org stores all digital currencies in your Digital Currency Wallet as custodial assets for your benefit, and you retain ownership of those currencies.

2.6.1 Possession: Digital Currency shall remain your property at all times and will not be transferred to chivoai.org or any other third party. You are completely responsible for any Digital Currency that you have in your Digital Wallet as the owner of that Digital Currency. chivoai.org will not be held liable for any changes in the value of a digital currency. chivoai.org does not own any of the Digital Currencies in your Digital Currency Wallet, and none of the Digital Currencies in your Digital Currency Wallet will be loaned to chivoai.org; chivoai.org does not represent or treat the assets in Users' Digital Currency Wallets as its own. chivoai.org does not guarantee that the Digital Currency in your Digital Currency Wallet will be available when you need it. Except as required by a facially reasonable court order or as otherwise mentioned above, chivoai.org will not sell, transfer, loan, hypothecate, or otherwise alienate Digital Currency held in your Digital Currency Wallet unless you directly request that we do so, in which case we shall comply.
 
2.6.2 Command: Subject to outages, downtime, and any other applicable rules, you have the option to withdraw your Digital Currency at any time by moving it to a different blockchain address when your mining cycle is complete. As long as you continue to store your Digital Currencies with chivoai.org, chivoai.org will retain ownership of the electronic private keys associated with the blockchain addresses controlled by chivoai.org, which includes the blockchain addresses where your Digital Currencies are stored. chivoai.org will also retain ownership of the electronic private keys associated with the blockchain addresses controlled by chivoai.org.

2.6.3 Acknowledgement of Risk: You acknowledge that Digital Currency is not protected by the protections or insurance provided by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation, respectively.

2.6.4 Unsegregated Digital Currencies: In order to ensure the security of customers' and/or chivoai.org's assets, chivoai.org may use shared blockchain addresses managed by chivoai.org to store Digital Currencies held on behalf of customers and/or chivoai.org.
 
2.6.5 Unsegregated Digital Currencies: In order to ensure the security of customers' and/or chivoai.org's assets, chivoai.org Despite the fact that we maintain separate ledgers for Client and chivoai.org accounts, chivoai.org is under no obligation to separate Digital Currencies held by you from those held by other customers or by chivoai.org based on their blockchain addresses.

2.7. The amount of money in your wallet in US dollars. You may use your USD Wallet to store and transfer USD using your chivoai.org Account, as described further down this page. Generally, we will combine your USD Wallet balance with the balances of other users and either hold the funds in a custodial account at an FDIC-insured bank in the United States or invest them in liquid assets such as US Treasury bonds, in accordance with applicable state money transmitter regulations. chivoai.org is the owner of the interest or other earnings generated by these assets. Customer funds are kept separate from chivoai.org corporate funds, and chivoai.org will not use them to cover operating expenses or for any other purposes related to the company's operations.
 
2.8. You may also acquire USD Coin through chivoai.org, a Digital Currency that is fully collateralized by the US Dollar and approved by Circle Internet Financial, as an alternative to purchasing USD Coin ("Circle"). The USDC Wallet balance belongs to you alone; no one else has it. chivoai.org is not the issuer of USDC, does not maintain a reserve of US Dollars for USDC holders, and is under no obligation to buy your USDC for US Dollars if you no longer choose to keep them. chivoai.org may also purchase your USDC in exchange for US dollars, and Circle lets you redeem your US dollars. Circular USDC Agreement (available at https://support.usdc.circle.com/hc/en/articles/360001233386-Circle-USDC-User-Agreement) imposes extra obligations, commitments, and limitations on USDC, and you agree to be bound by the terms of that agreement.

2.9 A single-click offer to obtain a number of Digital Currencies, subject to our current Bundle buying pricing, is provided by the chivoai.org wallet Performance Percentage ("The percentage increase determines profit and keeps the wallet active"). In order for your smart Hodl or staking strategy to be successful, the Performance Percentage must be at least 50%. chivoai.org has the right to make the Digital Currencies included in any campaign available to the public at its own discretion. The amount of any Digital Currency included in any offer is proportional to the "market capitalization" of that currency, which is calculated by multiplying its current price by the number of Digital Currency in circulation at that time. In order to take advantage of a promotion, you must understand and agree that you will only be able to sell and transmit any Digital Currency included in the promotion after you have finished your smart Hodl or Staking strategy. Only once you have finished your smart Hodl or Staking plan will chivoai.org enable you to sell a quantity equally across all Digital Currencies acquired as part of the promotion. Once a promotion has been activated, it cannot be canceled. All pricing and performance information associated with the promotion are provided only for illustrative reasons. A promotional offer does not represent an offer to purchase any specific stocks, investment, or financial product mentioned in the promotion. It should be noted that a Bundle offer does not constitute an invitation to acquire, sell, or hold any digital currency or any amount of digital currency, nor does it constitute investment, financial, or trading advice of any kind.

3. Payment Services, Purchasing, Selling, and Swapping are all included.

3.1. In the United States of America, funds are held in a trust. You may fund your USD Wallet by making an ACH or wire transfer from a bank account that has been verified. Your USD amount is pending, and it will not be credited to your USD Wallet until the bank transfer has been received and cleared, which generally takes five to seven business days. We may debit your connected bank account as soon as payment authorization is received and approved. A wire transfer must be made from your connected bank account to a bank account in the same name as the one used to confirm your chivoai.org account.

3.2. Purchases and sales of digital currency. When you acquire (purchase) Digital Currency from chivoai.org (or a third-party using chivoai.org Pro), you are essentially effecting a sale of Digital Currency on the open market. Digital Currency can be purchased (purchased) using the following methods: (a) funds in your USD Wallet; (b) Digital Currency held in specific Digital Currency Wallets, as permitted by chivoai.org; (c) a valid bank account in the name specified on your chivoai.org Account; or (d) a debit or credit card in the name specified on your chivoai.org Account (each a "Valid Payment Method"). It is necessary that your purchase comply with the specifications set out on the chivoai.org website. In the event that you do not confirm any transaction within five (5) seconds of the transaction price being stated by chivoai.org, chivoai.org has the right to discontinue the transaction. A purchase of Digital Currency made via the use of a Valid Payment Method is normally completed the next business day after we receive your purchase instructions from you. In the case of a bank account or credit or debit card, purchased Digital Currency will be placed in your Digital Currency Wallet as soon as the money has cleared with chivoai.org, which may take up to five working days in the case of a bank account. You may sell Digital Currency and instruct chivoai.org to deposit the proceeds into your chivoai.org USD Wallet or a Digital Currency Wallet, if such a feature is available. In this document, the terms "Digital Currency Transactions" and "Digital Currency Purchases and Sells" refer to the purchases and sales of digital currencies as a group. For whatever reason (for example, price volatility, Pro's failure to respond, or an order exceeding the maximum order size), chivoai.org will reject your Digital Currency Transaction and notify you that the transaction has been rejected by chivoai.org. In the event that your transaction is refused, you will not be charged.

3.3. Charges are the third item on the list. We make money in general by providing digital currency services to our visitors, who may then purchase, stake and trade digital currencies as well as operate a smart Hodl plan on our website. By utilizing chivoai.org Services, you acknowledge and accept that you will be responsible for any and all fees and costs that may be incurred. It is the sole and absolute discretion of chivoai.org to adjust its pricing and fees at any time, as well as any applicable waivers. We may be charged network fees in order to complete a Digital Currency Transaction on your behalf. Our network charge and related expenses are entirely within our discretion, however we will always inform you of the network fee at or before the moment you authorize the Digital Currency Transaction. Bank costs levied by chivoai.org are taken from all transactions involving the service, both inbound and outbound. In the event your financial service provider imposes additional fees, you will be liable for such fees. If the bank costs connected with the transaction exceed the amount of the transaction, we shall not perform the transfer. If you decide to proceed with such a transfer, you may be required to pay an additional fee in USD to cover bank fees.

3.4. Transactions in Digital Currency that occur on a recurring basis. Recurring Digital Currency Transactions provide us permission to make recurrent electronic payments in line with the Digital Currency Transaction and any connected payment accounts, such as recurring automated clearing house (ACH) debit or credit entries from and to your linked bank account. As long as you or chivoai.org does not cancel the repeating purchase, your recurrent transactions will occur in identical, periodic quantities according to the period you pick (daily, weekly, or monthly). The ACH credit or debit will be processed on the following business day if you choose a US Bank Account as the payment method for a recurring transaction and the transaction takes place on a weekend, a holiday, or after bank business hours. However, the Digital Currency fees associated with the regularly scheduled transaction will apply. If your bank is unable to process any electronic ACH debit entry, we will notify you of the cancellation and may pursue any payments owed to chivoai.org in accordance with the procedures outlined in this User Agreement. If your bank is unable to process any electronic ACH debit entry, we will notify you of the cancellation. This authorization will remain in place until you either adjust your recurring transaction settings or tell us in writing at Contact Support that you no longer want to have your information collected. Before the commencement of any recurring transaction, you agree to tell chivoai.org in writing of any changes to your bank account information that you have linked to your account. chivoai.org has the right to terminate recurring transactions at any moment by providing you with notice.

3.5. Cancellation. When you give us permission to acquire (buy) Digital Currency, you are unable to rescind your consent unless the transaction is not scheduled to take place until a later date, such as if you have set up a recurring purchase of Digital Currency for us to make (a "Future Transaction"). Once the transaction has been completed, you will not be able to rescind your authorization. It is necessary to finish your Staking or Smart Hodl plan in order to withdraw your agreement.

3.6. Transactions that are incorrect or unauthorized. When a Digital Currency or USD transaction is conducted using your credentials, we will presume that you have approved the transaction until you inform us otherwise. Please tell us through email at Contact Support if you believe that you did not provide your approval for a certain transaction or that a transaction was carried out in an incorrect manner. It is vital that you check your USD Wallet and Digital Currency Wallet balances on a regular basis, as well as your transaction history, to ensure that you notify us as quickly as possible if any transactions seem to be unlawful or erroneous in any way. Without your prior notification in compliance with this section, we will not be held responsible for any claims related to unlawful or erroneous transactions.

3.7. Account Information. chivoai.org will display the balances of your USD and digital currency wallets, and you will be able to make changes to your wallet balances. In addition, you can view your transaction history on the chivoai.org Site, which includes I the amount (and currency) of each Digital Currency Transaction, (II) a reference to the payer and/or payee's identity (as applicable), (III) any fees charged (excluding any spread, or margin, over the prevailing market rate on chivoai.org's Staking, smart Hodl, and trading), and (IV) if applicable, the rate of exchange. Moreover

3.8. You provide your consent to the access, processing, and storage of your personal data. When you use chivoai.org Services, you acknowledge and agree that we may access, handle, and keep any personal information you provide us with in order to provide you with such services. Neither we nor you have any rights or obligations under relevant data protection, privacy, or other laws and regulations, and this authorization has no influence on any of such rights or obligations. By canceling your account with us after the conclusion of your mining cycle, you have the option to withdraw this authorization at any time. We do, however, retain the right to preserve and use your personal information for other purposes in the future.

3.9. Reversals and cancellations are covered in this section. You will not be able to cancel, reverse, or change any completed or continuing transaction after it has been completed. Your payment is unsuccessful, your payment method does not have sufficient funds, or you reverse a payment that was made from funds in your bank account, you authorize chivoai.org to cancel the transaction or to debit your other payment methods, including your USD Wallet or Digital Currency Wallet balances or other linked accounts, in any amount necessary to complete the transaction, including your linked accounts. The responsibility for maintaining an acceptable balance and/or credit limits is with you in order to avoid incurring overdraft, non-sufficient funds (NSF), or other similar penalties from your payment processor. We reserve the right to refuse to process, or to cancel or reverse, any Digital Currency Transactions or Transfers in our sole discretion, even after funds have been debited from your account(s), if we suspect the transaction involves (or has a high probability of involving) money laundering, terrorist financing, fraud, or any other type of financial crime; in response to a subpoena, court order, or other government order; or if we reasonably suspect the transaction is espionage-related or fraudulent As a result, chivoai.org will reverse the transaction, and we are under no obligation to allow you to resume a purchase or sell order at the same price or under exactly the same circumstances as the transaction that was previously reversed.

3.10. Restrictions.  chivoai.org makes it simple to invest in and acquire cryptocurrencies in a safe and secure environment. Please bear in mind that you will not be able to cancel any current plans. The deposits and profits earned under a contract cannot be used to establish a new contract with the same party. There is also a small changeable cost connected with Coin Swap that is worth noting. Please bear in mind that customers on a basic or basic-premium smart Hodl plan (3-6 months) may experience a delay in the generating of profits.

3.11 Payment Service Providers as Partners To process any US Dollar payments made between you and chivoai.org, including but not limited to payments made in connection with your use of the Digital Currency Transactions or deposits or withdrawals from your USD Wallet or chivoai.org Pro Account, chivoai.org may engage the services of a third-party payment processor. Given the stakes, insurance is a must; it is also essential to evaluate and minimize the risks associated with bitcoin ownership and transfer. You must keep in contact with the insurance business through email at consulta@chivoai.org in order to be covered. Bitcoin insurance solutions are intended to protect investors against bitcoin theft, loss, and other forms of capital loss in the long run. When it comes to risk management, insurance is the next step in the development of cryptocurrencies.
When it comes to risk management, insurance is the next step in the development of cryptocurrencies.

3.12 Referrals are handled in accordance with company policy. You must first acquire two friends to set up and activate a chivoai.org wallet in order to be able to participate in reward activities on referrals. Ideally, each customer should recommend at least two other investments. Any bitcoin withdrawals that you make after failing to meet the aforementioned conditions will be assessed a 20 percent withdrawal charge on top of your total bitcoin earnings. chivoai.org reserves the right to charge you for Enhanced Due Diligence expenditures and fees, provided that we notify you in advance of the charges accruing and before the charges become excessive. Even if you have completed Enhanced Due Diligence, we reserve the right to refuse to enhance your limits or to remove them in the future.
 
4. Transfer of cryptocurrency.

4.1. Scheduled Downtime: The chivoai.org wallet may be forced to suspend trade temporarily in order to conduct maintenance or upgrades. When it comes to closing and restarting trades, the chivoai.org wallet will follow the protocol outlined below unless there are extraordinary circumstances.


step 1:If there are no extraordinary circumstances, the chivoai.org wallet will follow the following protocol for closing and re-opening trades:

Step 2: Scheduled downtime is implemented.

Step 3: After the planned outage is over, all books will be placed in 'post-only' mode. If you have any questions or concerns, please contact soporte@chivoai.org, Instagram, or Twitter.
• After the planned outage is over, all books will be placed in 'post-only' mode.
• If you have any questions or concerns, please contact soporte@chivoai.org or on Telegram.
• chivoai.org Market Operations maintains the authority to cancel any resting limit orders in an order book prior to transitioning the market to post-only or limit-only mode in order to maintain a fair and orderly marketplace.


Step 4: At least one minute after Step 3; or even longer if necessary, all books are placed in Limit-Only mode • All books are removed from the library.
• All books are placed in Limit-Only mode for at least one minute following Step 3; or for longer if necessary.
• Inform users of the foregoing by sending an email to soporte@chivoai.org, posting on Instagram, or tweeting about it.
• Send an email to soporte@chivoai.org.


 4.2. Aesthetics:   If your identification has been properly validated, your Digital Currency Wallet will allow you to send Supported Digital Currency to third parties as well as request, receive, and store Supported Digital Currency from third parties through the chivoai.org Website, if your identification has been appropriately validated. Whenever you transmit or receive Supported Digital Currencies between your other digital currency wallets (including wallets that are not housed on the chivoai.org Site), as well as to and from third parties, you are engaging in a "Digital Currency Transfer."

4.3 Transactions that are presently in the process of being completed. Once a Digital Currency Transfer has been sent to a Digital Currency network, it will remain unconfirmed and in a pending state until the Digital Currency network verifies the transaction has been successfully completed. An uncompleted transaction is defined as one that is still in the pending stage. For any pending digital currency transfers started from a chivoai.org Account, the transaction status will be shown as "pending transaction" and the account will be inaccessible for use on the chivoai.org platform or in any other capacity while the transaction is in progress.

 4.4 Transfers of digital currency from countries other than the United States. It is the person initiating the transaction who is solely responsible for properly executing the transaction, which may include paying sufficient network or miner fees to ensure the transaction's success. When you or a third party sends Digital Currency to a chivoai.org wallet from an external wallet that is not hosted on chivoai.org ("Outbound Transfers"), chivoai.org is not responsible for the transaction. It is possible that an Inbound Transfer will be held in a pending state due to insufficient network fees. chivoai.org is not responsible for any delays or losses that may occur as a result of an error in the transaction's initiation, and we have no obligation to assist in the remediation of such transactions. In order to initiate an Inbound Transfer, you must first confirm that you are dealing in a Supported Digital Currency that is compatible with the chivoai.org wallet to which the money is being sent. You may confirm that you are initiating an Inbound Transfer of Ethereum only by choosing an Ethereum wallet address to receive payments, as opposed to Bitcoin or Ethereum Classic, by selecting an Ethereum wallet address to receive payments. For any unsupported digital currencies that are transferred to a chivoai.org Account, or for any supported digital currencies that are delivered to an incompatible digital currency wallet, chivoai.org bears no responsibility. Funds that have been sent in mistake will be forfeited by the sender. We recommend that customers first send a small quantity of Supported Digital Currency as a test before proceeding with a larger transmission of Supported Digital Currency, as described above. chivoai.org has the right to modify the types of Digital Currency that are supported from time to time without notice.

4.5 Transfers of digital currency from one location to another When you transfer Digital Currency from your chivoai.org Account to an external wallet ("Outbound Transfers"), chivoai.org will carry out your instructions and complete the transfer on your behalf. You should double-check all of the transaction data before giving us instructions. chivoai.org has no responsibility or duty for blockchain destination addresses that are input wrongly. We make no assurances on the identity or value of the receiver of an Outbound Transfer. After being broadcast to the proper Digital Currency network, digital currency transfers are irreversible; nevertheless, while the transaction is being completed by network operators, the transfer may be in a pending state and designated as such by the network. When you reach the end of your hodl or staking plan, the withdrawal procedure on a PRO wallet will take a minimum of fourteen days and a maximum of twenty-one days to be completed on your request. In order to commence a high priority withdrawal procedure, you must make an additional deposit, the amount of which will be given to you at the conclusion of your contract.


4.6 It should be noted that chivoai.org has no control over the Digital Currency network and thus makes no guarantees or warranties on the network's confirmation of a Digital Currency Transfer. Any pending Outbound Digital Currency Transfers may be refused or canceled if directed to do so by a court of law, a court of appeal, or any other authority to which chivoai.org is subject in any jurisdiction. Moreover, after completing a transaction, we may require you to wait a set length of time before enabling you to use additional chivoai.org Services and/or engage in transactions in excess of the given volume restrictions.

4.7 Transfers to a Recipient's email address (if one exists). chivoai.org allows you to execute a Digital Currency Transfer to a customer by providing the customer's email address in the program's settings. Whenever you send a Digital Currency Transfer to an email address, we will invite the recipient to register a chivoai.org account. Upon failure of the recipient to create a chivoai.org Account within 30 days, we shall credit your Digital Currency Wallet with the appropriate Digital Currency in our discretion.

4.8 Non-affiliated merchants are those who do business with the corporation. It is understood that we have no control over, and accept no responsibility for, any aspect of any items or services you may purchase from a third party, including delivery, quality, safety, legality, or any other factor (including other users of chivoai.org Digital Currency Services). We make no representations or warranties that a third-party buyer or seller with whom you interact will complete the transaction or that they are legally permitted to do so. If you have a problem with any products or services you have purchased or sold to a third party using Digital Currency transferred through the chivoai.org Digital Currency Services, or if you have a disagreement with a third party, you should take care of the problem directly with that third party, not through the chivoai.org. if you believe that a third party has acted fraudulently, deceptively, or inappropriately, or if you are unable to resolve a disagreement with a third party effectively, you should contact chivoai.org Support at Contact Support so that we can determine the best course of action for you.

4.9. Obligations in terms of money. The chivoai.org Reserves its right to debit your chivoai.org Account or chivoai.org Pro Account and/or to withhold amounts from funds transferred from your chivoai.org Account to your chivoai.org Account if any amounts owed to us hereunder remain unpaid, including amounts owing in your chivoai.org Account. To be eligible for withdrawal, all mining charges, trade fees, tax fees, and bank transfer fees must be paid at the end of the mining cycle in order to be eligible for withdrawal.
 
5. Service Extensions and Supplementary Services


5.1. The following services ("Additional Services") may be made available to customers who fulfill certain eligibility requirements in addition to the Services specified above by chivoai.org.

5.2. Services for chivoai.org Pro  Service given by chivoai.org Pro in connection with the order matching platform provided by chivoai.org Pro are referred to as chivoai.org Pro Services. To use the chivoai.org Pro Services, you must first establish a chivoai.org Pro account by making an investment of up to 5 bitcoins. If you match the eligibility conditions, you may use the services immediately ("chivoai.org Pro Account"). It is understood that the requirements of this Section 5.1. are in addition to the other elements of this Agreement, including but not limited to the release, indemnity, disclaimer, limitations of liability, prohibited uses, dispute resolution procedures, and cancellation policies set out above. Furthermore, you recognize and agree to be bound by the chivoai.org Pro Trading Rules and Trading Fees, which you have read and understand.

5.2.1 Create a chivoai.org Pro user account. You are not permitted to sell, lease, provide, or otherwise offer access to your Trading Account to any other business or person who is not an employee or agent of your company or who is not a customer of your company. You acknowledge and agree that you are solely responsible for the use of chivoai.org Pro by your employees or agents, whether they access it directly via the chivoai.org Pro website or through other ways, such as those provided by API keys and/or applications that you may approve. You acknowledge and agree that you are solely responsible for any orders, trades, and other instructions placed into chivoai.org Pro, as well as for any identifiers, permissions, passwords, and security codes associated with your chivoai.org Pro Account, and that you are solely responsible for any orders, trades, and other instructions placed into chivoai.org Pro.


5.2.2 Order Books: chivoai.org Pro Services provides an order book for a number of digital and fiat currency trading pairs, as well as for a variety of cryptocurrency trading pairings (each an "Order Book"). To acquire a chivoai.org Pro wallet activate a 6-9 months Hodl plan or activate a staking plan.

5.2.3 Supplementary Instruments Besides access to the Wallet Services outlined in Section 2.1, your chivoai.org Pro Wallet also grants you access to relevant user tools that are accessible via the chivoai.org Ai-enabled automated system.

5.3 Reward Points

CRYPTOCURRENCY IS A DIGITAL CURRENCY, AND chivoai.org DOES NOT HAVE THE RIGHT TO USE ANY CRYPTOCURRENCY YOU STORE ON chivoai.org IF YOU DO NOT GIVE IT TO US. chivoai.org is not a depository institution, and your cryptocurrency wallet is not a depository account, either. Your wallet is fully automated and you are in control of your wallet security and performance percentage.

5.3.1 Admissions requirements must be met. If you meet the requirements, you may be eligible to get rewards for holding or staking cryptocurrencies on chivoai.org.com. In the "Calculation" section below, you will see that as long as you have at least $500 USDC in your chivoai.org.com account, you will automatically earn cryptocurrency in the amounts mentioned belIn the event that you do not have have at least $500 worth of cryptocurrencies in your account at any point in time, your smart Hodl Rewards enrollment will be suspended until you do have at least $500 worth of cryptocurrency in your wallet on chivoai.org.com. During this period, you will be able to retain any Rewards that have been acquired but have not yet been granted. Such accumulated incentives shall be distributed in line with the "Calculation" portion of this document. If you are found to be ineligible at any time during your participation in USDC Rewards, your enrollment will be terminated in a similar manner. At any time, you may choose to opt-out of Rewards or rejoin it by following the procedures outlined below. It is your decision whether or not to stop Rewards or to cancel your chivoai.org.com account, and you will lose all rewards you have accrued up to that moment (that have not yet been given for the current calendar month) and invested capital as wallet activity must be completed to activate withdrawal operations . Cryptocurrencies  that have been used to run a Smart Hodl plan on chivoai.org Pro are eligible to be used for cryptocurrency Staking once the Hodl plan is completed.


5.3.2 Calculation: Daily rewards are acquired in the form of cryptocurrency at the then-current reward rate, which is based on the longevity of your plan.  We may estimate our current yearly percentage return on rewards, which includes the influence of monthly compounding. Your BBAitaticmier.com cryptocurrency wallet is credited with earned rewards on a daily basis.   Daily Amount Method: We compute the rewards you get on a daily basis based on your average USDC balance for the day, which is equal to your average USDC balance for the day. It is the then-current Smart Hodl or Staking rewards rate divided by 365 that is used to determine the amount of rewards earned on any particular day.

5:3.3 Modifications: We reserve the right to make changes to the Smart Hodl or Staking Rewards Rate Daily Percentage Yield at any time by contacting you here and here, as well as by any other appropriate mode of communication (including e-mail). The notification does not take effect until the first day of the calendar month following receipt of the notification, unless otherwise mentioned in the notification. We reserve the right to alter, modify, or delete any aspect of these terms and conditions at any time, as well as to discontinue the Smart Hodl or Staking rewards program or your participation in it, by notifying you in the same manner as described above.

5.3.4 Compendium of references

It is the daily rate of rewards earned on a cryptocurrency wallet that is referred to as the "Rewards Rate." This rate is not compounded and is expressed as a percentage.

An annual percentage rate representing the entire amount of Rewards earned over a 365-day period, computed using the then-current Rewards Rate and monthly compounding over a 365-day period, is referred to as the "Rewards Annual Percentage Yield" or "APY." At the moment, the Annual Percentage Yield on Rewards is more than 20 percent.

This method is referred to as the "Daily Balance Method" because it applies the daily periodic rate (derived from the APY) to the calendar day average of USDC saved in your USDC wallet on an ongoing basis.

Unless otherwise specified, the word "day" refers to a calendar day as defined by the Universal Time Coordinated Coordinated System.

5.4 Staking Terms. In the event that you have Digital Currencies on chivoai.org, you have the option to "stake" them in the staking services provided by chivoai.org. A proof of stake network is one in which the transaction validators are chosen based on their ownership of the underlying Digital Currency rather than their computing capability (i.e., proof of work). Please see our stacking information page for further information on how proof of stake works and how it is implemented.

5.4.1 Staking Service is an optional service. chivoai.org provides access to staking services for all Digital Currencies that are supported by the software by default. IF YOU DON'T WANT TO STAKE WITH chivoai.org, YOU MAY DO SO, BUT YOU WILL NOT BE ABLE TO STOP THE chivoai.org STAKING SERVICES ONCE THEY ARE ACTIVATED.

5.4.2 The Service; the Benefits; the Commission; and the Restrictions As part of our service, chivoai.org will stake your assets on your behalf with our Ai-enabled wallet, which will act as a transaction validator on the network for which you stake your Digital Currency.   If chivoai.org successfully validates a block of transactions in a Digital Currency, it may be rewarded by the network that runs the Digital Currency in which it is running. The protocols of the relevant network will determine how much money you will get. Upon receipt of your payment, chivoai.org will send this reward to you after deducting a 12% processing charge. A "slashing" penalty is imposed on staked assets if the transaction validator representing those assets incorrectly confirms a transaction on some Digital Currency networks. If your assets are sliced, chivoai.org will make commercially reasonable efforts to prevent this from happening; nevertheless, in the unlikely event that they are, chivoai.org will replace them swiftly and at no additional cost to you. During the staking procedure, many Digital Currency networks require that a certain amount of staked assets be locked (i.e., not accessible for sale or transfer) in order to avoid a transaction fee. Additional limits on the sale or withdrawal of certain staked assets may be imposed by chivoai.org if you have chosen to participate in staking.

5.4.3 There can be no certainty in this regard. Your claim on the prize is not valid until chivoai.org has received it. chivoai.org will credit your wallet with the prizes as soon as they are received by the software. chivoai.org will make commercially reasonable efforts to stake any Digital Currencies for which you make use of our staking services in accordance with applicable laws. In the case of a given Digital Currency, the "staking rewards rate" stated by chivoai.org is an annualized historical rate calculated based on the staking rewards produced by chivoai.org in the previous 90 days while providing staking services to chivoai.org clients for that Digital Currency. This is a tentative rate that may change at any time. In no way does chivoai.org guarantee that you will get static rewards, any specific static reward, or any static return over time, including the rate at which you will receive static rewards. In no way does chivoai.org guarantee that you will receive static rewards.

6. Information and data privacy and security

6.1. Information that may be used to identify an individual. If you are an individual, you acknowledge and agree that we may handle personal data about you (if you are an individual), as well as personal data about your employees and any related or other persons that you have supplied or will supply to us in connection with this Agreement or the chivoai.org Services in the future. You represent and warrant that: I any personal data you provide to us about individuals other than yourself was or will be provided in accordance with all applicable data protection and data privacy laws, and that the information you provide is accurate, current, and relevant at the time of disclosure; (ii) prior to providing any such personal data to us, you have read and understood our Privacy Policy, which is available; and (iii) in the case of personal data relating to children, you have read and understood our Children's Privacy Policy

6.2. Infraction of Security.  If you have reason to believe that your chivoai.org Wallet or any of your security details have been compromised, or if you become aware of any fraud or attempted fraud, or any other security incident (including a cyber-security attack) affecting you or chivoai.org (collectively, a "Security Breach"), you must immediately notify chivoai.org Support via free email at Contact Support or by calling +44 You are responsible for taking all reasonable steps to minimize, manage, and report any Security Breach that occurs. Failure to inform us of a Security Breach within a reasonable amount of time may be taken into consideration when determining the appropriate response.

7. Generally Acceptable Use, Prohibited Use, Death of the Account Holder, and Termination of the Account

7.1. A license having a time restriction on its validity. In consideration of your acceptance of the terms and conditions of this Agreement, we grant you a limited, nonexclusive, non transferable license to access and use the chivoai.org Services, the chivoai.org Webpage and associated content, materials, and information (collectively, the "Content") solely for the purposes that chivoai.org has approved from time to time. Any other use of the chivoai.org Site or Content is strictly prohibited, and all other rights, title, and interest in and to the chivoai.org Services, chivoai.org Site, and chivoai.org Content are reserved exclusively for chivoai.org and its licensors. chivoai.org reserves all rights, title, and interest in and to the chivoai.org Services, chivoai.org Website, and chivoai.org   You agree not to duplicate, transmit, distribute, sell, license, reverse engineer, alter, publish, participate in the transfer or sale of, create derivative works from, or otherwise exploit any of the Content, in whole or in part, without chivoai.org's prior written authorization. chivoai.org reserves the right to terminate your access to the Content at any time. In addition to chivoai.org.com, chivoai.org Pro, and any other logos affiliated with the chivoai.org Services or visible on the chivoai.org Website, chivoai.org and its licensees own and/or use trademarks or registered trademarks in their respective countries. You may not reproduce, replicate, or use them unless you have obtained chivoai.org's prior written agreement.

 7.2. Websites' accuracy:  The chivoai.org Website (including, without limitation, the Content) may include technical inaccuracies or typographical errors, despite our best efforts to provide accurate and up-to-date information on the chivoai.org Website (including, without limitation, the Content). Information regarding our policies, products, and services may be revised or modified from time to time without notice in order to provide you with the most up-to-date and accurate information available. Therefore, you should double-check any information before relying on it, and any decisions you make based on the information included on the chivoai.org Website are completely your responsibility, and we shall have no liability in this regard. Third-party data, such as historical price and supply figures for Digital Currencies, is provided only for the purpose of providing information, and chivoai.org provides no warranties or claims about the accuracy of the information. Links to third-party material (including, but not limited to, websites) are provided for your convenience, but we have no control over it and cannot guarantee its accuracy. You acknowledge and agree that we are not liable for any portion of the information, content, or services included in third-party materials or on third-party websites accessible via or linked to from the chivoai.org Website, and that we have no control over such materials or websites.


7.3. Promotions: chivoai.org may provide special promotions or special offers to qualifying customers on a limited basis from time to time. Depending on the circumstances, chivoai.org or the issuer of a Digital Currency that is the subject of an offer or promotion may, in its sole discretion and in accordance with applicable legislation, establish eligibility conditions for participation in a particular campaign. chivoai.org has the right to discontinue any special offer at any time and without prior notice. In the event that digital currency is deposited in a user's Digital Currency Wallet, the digital currency is considered to be the user's property, and the user is entitled to all applicable property rights, including those set out in Section 2.2 of this Agreement. chivoai.org is under no obligation to provide special discounts to all of its customers. chivoai.org expresses no opinion on the value or utility of any Digital Currency that is the subject of a campaign and makes no recommendation or recommendation.
 
 In order to prevent potential loss of funds due to cryptocurrency investment regulations, if a withdrawal of more than two hundred thousand dollars is requested, an investor's account will be established to facilitate a secure bank-to-bank wire transfer by depositing a percentage of the total sum in the investors wallet. The percentage to be deposited will be disclosed by the security department in charge of the withdrawal process. The total sum in the investors wallet determines the percentage to be deposited.

7.4. Applications submitted by third parties.  Whether via a third party's product or service, or directly through the chivoai.org website, you recognize that providing authorization to a third party to do particular acts on your behalf does not relieve you of any of your duties under this Agreement. You are solely responsible for the acts and omissions of any third person who acquires access to your chivoai.org Wallet via your fault or negligence (s). Further, by using chivoai.org, you acknowledge and agree that chivoai.org will not be liable for any liability arising out of or related to any act or omission of any third party who has access to your chivoai.org Wallet, and that you will indemnify chivoai.org from liability arising out of or related to any act or omission of any third party who has access to your Wallet on chivoai.org's behalf (s). Any permissions granted to third parties in respect to your chivoai.org Wallet (s) may be modified or deleted at any time by visiting the Account Settings page on the chivoai.org Site and selecting the appropriate option.

7.5. Use is strictly prohibited. With respect to your use of the chivoai.org Services, as well as your interactions with other users and third parties, you agree and represent that you will not engage in any Prohibited Business or Prohibited Use as specified above. At all times, we retain the right to monitor, review, preserve, and/or disclose any information as necessary to comply with any applicable law, regulation, sanctions program, legal process, or governmental request, and we will do so without notice. The right to terminate and/or suspend your chivoai.org Wallet(s), block transactions, and/or freeze money exists at all times and without notice if we determine that your Wallet is associated with a Prohibited Use and/or a Prohibited Business, and we do so without prior notice.

7.6 Transactions are subject to certain restrictions. In order to use any chivoai.org Services, you must adhere to a volume limit, which is represented in US Dollars, on the total amount of volume you may trade or transfer in a given period (e.g., daily). To check your limitations, log into your chivoai.org wallet. Your wallet performance percentage determines limitations.   Depending on the payment method you pick, the verification steps you complete, and other circumstances, your transaction limits may differ. All withdrawals on any account are subject to a 10 percent -15 percent payment of total returns, depending on the contract you choose, to cover all Staking or Smart Hodl plan expenditures and tax charges accumulated to the plan prior to withdrawal. A neutral arbitrator, rather than a judge or a court, should handle all of these types of disagreements. Broadcasting Company chivoai.org retains the right, in our sole discretion, to amend the applicable limits. If you want to extend your restrictions over and above the amounts indicated, please submit a request at Contact Support. We may ask for further information about you or your firm, as well as the submission of papers and the scheduling of meetings with chivoai.org representatives (such process, "Enhanced Due Diligence"). The chivoai.org Investment Platform has deposit and withdrawal limits that apply to transactions.

7.7. Contracts may be suspended, terminated, or canceled under certain circumstances. (a) chivoai.org may suspend, restrict, or terminate your access to any or all of the chivoai.org Services; and/or (b) deactivate or cancel your chivoai.org Account(s) if any of the following circumstances apply:
 (i) we are required to do so by a facially valid subpoena, court order, or binding order of a government authority;
(ii) we are required to do so by a facially valid subpoena, court order, or binding order of a government authority;
(iii) Your chivoai.org Account(s) is subject to any active lawsuit, inquiry, or government process and/or we believe there is an increased risk of legal or regulatory non-compliance linked with your Account activity;
(iv) Our service partners are unable to support your use;
(v) you engage in any activity that chivoai.org deems to be a circumvention of chivoai.org controls, including but not limited to opening multiple BBAitaticmier Accounts or abusing promotional offers that BBAitaticmier may make from time to time;


When it suspends or shuts down your account or terminates your use of chivoai.org Services for any reason, chivoai.org will provide you with notice unless a court order or other legal process prohibits chivoai.org from providing you with such notice. If chivoai.org decides to take certain measures against you, such as restricting access to your account, suspending your account, or terminating your account, you acknowledge that the decision may be based on confidential criteria necessary for chivoai.org's risk management and security standards. chivoai.org is under no obligation to provide you with information regarding its risk management and security policies, and you accept and agree that this is the case.

Account deactivation or cancellation will result in your inability to transfer Digital Currency or funds associated with your Hosted Digital Currency Wallet(s) and/or your USD Wallet(s), except as required to do so I by law, including but not limited to applicable sanctions programs or (ii) by a facially valid subpoena or court order, as applicable. You will not be charged for canceling your chivoai.org Account(s), but you will be liable for any outstanding sums owed to chivoai.org after your cancellation. You are not permitted to enable us to cancel or suspend any outstanding transactions at the time of the cancellation.

7.8. The death of the account holder. Because of security concerns, we will freeze your chivoai.org Wallet if we receive legal documentation confirming your death or other information that leads us to believe you have died. Transactions will not be permitted until either: I your designated fiduciary has opened a new chivoai.org Wallet, as described further below, and transferred the entirety of your chivoai.org Wallet to such new account, or (ii) we have received proof in a form that we deem satisfactory If we have reasonable grounds to believe you have died but do not have sufficient evidence to support our suspicions, you authorize us to make any investigations, directly or via third parties, that we feel necessary to ascertain the circumstances of your death. If you have passed away, we will need the fiduciary you have designated in a valid Will or comparable testamentary instrument in order to establish a new chivoai.org Account following receipt of documents that is acceptable to us proving your death. In the event that you have not designated a fiduciary, we reserve the right to either I treat as your fiduciary any person entitled to inherit your chivoai.org Account, as determined by us upon receipt and review of any documentation we, in our sole and absolute discretion, deem necessary or appropriate, including (but not limited to) a Will, a living trust, or a Small Estate Affidavit, or (ii) request an order designating a fi The right to seek a resolution order from a court of competent jurisdiction prior to taking any action with respect to your chivoai.org Account remains reserved in the event that we determine, in our sole and absolute discretion, that there is a question about the legality of the fiduciary designation has arisen. Accordingly, you acknowledge and agree that, in the event of the death of a chivoai.org wallet holder, your designated fiduciary will be required to open a new chivoai.org Wallet and provide all information required under Section 2 of this Agreement in order to gain access to your chivoai.org Wallet's contents.

7.9 Unclaimed property is property that has not been claimed. Following a period of time during which chivoai.org is unable to reach you or retains records of your usage of the Services, relevant law may compel chivoai.org to submit these money (including fiat currency and Digital Currency) to the appropriate jurisdiction as unclaimed property. If this occurs, chivoai.org will make every effort to contact you at the address shown in our records; but, if chivoai.org is unable to reach you, it may be required to forfeit any unclaimed funds to the relevant state or government.

7.10 The Relationship Between the Parties chivoai.org is a fully independent contractor that works on your behalf. The terms and conditions of this Agreement shall not be considered or interpreted in such a way that you and chivoai.org are deemed to be partners, joint venturers, or otherwise as joint associates for profit, or in such a way that either of you or chivoai.org is deemed to be the other's agent.

7.11. The Confidentiality of Other People's Information; Marketing if you get personally identifiable information about another user via the chivoai.org Services, you are required to keep the information confidential and to use it exclusively for the purpose of delivering the chivoai.org Services. The information about the user may not be disclosed or used for any purpose other than to complete a transaction and provide associated services such as support, reconciliation, and accounting unless the user has given his or her express consent to such disclosure or use. When utilizing the chivoai.org Services, it is not permissible to send an unsolicited email to a user who has not explicitly requested to receive it.

7.12. Security of Passwords; Providers' Contact Information You are solely responsible for creating a secure password, safeguarding and controlling any IDs, passwords, hints, personal identification numbers (PINs), API keys, and any other codes that you use to access the chivoai.org Services, and for any consequences arising from the unauthorized use of your credentials. Third-party access to your chivoai.org Account(s), as well as the loss or theft of any Digital Currency and/or funds stored in your chivoai.org Wallet (s) and any associated accounts, including your linked bank account(s) and credit card information, may result from the loss or compromise of the foregoing information and/or your personal information (s). To ensure that you get any cautions or notifications from us, you must ensure that your email address and telephone number in your Account Profile are up to date and accurate. Within seven days of creating their wallet, all investors must provide identity to the wallet administrator. The failure to verify your identity will result in a KYC SECURITY IDENTIFICATION VERIFICATION FEE, which will be disclosed to you based on the type of cryptocurrency contract you are running, or the requirement to wait a minimum of one month after your Smart Hodl or Staking ends in order for the KYC SECURITY IDENTIFICATION PROCESS TO BE COMPLETED before completing the withdrawals procedure procedure. Enabling remote access or screen sharing while logged into your chivoai.org Account is not recommended. No information about your password or two-factor authentication will ever be requested by chivoai.org. In the event that your account login credentials are compromised via no fault of chivoai.org's, and/or you fail to comply with or act on any messages or alerts we may provide to you, we will not be liable for any damages you may suffer as a consequence of this. Immediately notify chivoai.org Support at Contact Support if you feel your chivoai.org Wallet(s) information has been compromised.

7.13. Taxes and fees However, it is not exclusively your responsibility to determine if and to what extent any taxes are applicable to any transactions you do using the chivoai.org Services, as well as to withhold, collect, and transmit the required tax amounts to the appropriate taxing authorities. Tax is cleared after the Staking or Smart Hodl plan is completed. Your chivoai.org Wallet allows you to see your transaction history at any time(s).

7.14. Advisory or brokerage services in the field of investment This is important to understand since chivoai.org is not a broker and does not provide investment, tax, or legal advice on your behalf. Unless otherwise specified in your order instructions or in accordance with posted Trade execution procedures, all chivoai.org trades are executed automatically. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you in light of your personal investment objectives, financial situation, and risk tolerance before entering into a transaction. If you have any questions about your specific situation, you should consult with an attorney or tax consultant. When it comes to supported digital currencies as well as digital currencies that chivoai.org does not support, chivoai.org may provide instructional information to assist users in learning more about such digital currencies. Blog entries, articles, links to third-party content, news feeds, tutorials, and videos are examples of the sorts of information that may be included. The information included on this website or on any third-party websites does not constitute investment advice, financial advice, trading advice, or any other kind of advice, and you should not interpret any of the website's content as such, and you should refrain from doing so. Purchasing, earning, selling, or holding any Digital Currency is not recommended by chivoai.org, nor is it endorsed by the company. Preparing for the purchase, sale, or holding of any Digital Currency should include doing your own due diligence and consulting with your financial professionals. chivoai.org will not be accountable for any purchases, sales, or holds of Digital Currency that are made in reliance on the information provided by chivoai.org or any other source.
 
8. Customer feedback, inquiries, complaints, and dispute resolution are all handled via this channel.

8.1. Connect with chivoai.org through the internet at step 8. Send us an email at Contact Support if you have any questions, comments, or general requests about our products or services. Whenever you contact us, please provide your full name and mailing address, as well as any other information that will allow us to identify you, your chivoai.org Wallet(s), and the transaction about which you have questions or complaints.

If you believe your account has been hacked, you may also file a claim with the company. Unless otherwise specified, all legal documents, including civil subpoenas, complaints, and small claims, must be served on chivoai.org's registered agent for service of process, which is located in the United Kingdom. Find the most recent contact information for our registered agent in each state by visiting our registered agent contact information page.

We would like to point out that our registered agent will accept service only if the entity named as the receiver of the document is similar to the entity registered with the Secretary of State and permitted to accept service by our registered agent. Please keep this in mind when submitting documents to us. chivoai.org does not relinquish any legal objections it may have to a legal document just because it has been served with the document.

8.2 The Procedure for Filing a Formal Complaint (in English). Whenever you have a dispute with chivoai.org (a "Dispute"), you agree to communicate with chivoai.org via our customer care team in order to attempt to reach a mutually agreeable solution. If we are unable to resolve an issue via the chivoai.org support team, you and we both agree to go through the formal complaint process outlined below. You acknowledge that you have read and understand this process before filing any arbitration or small claims claim. Unless and until you comply with the procedures outlined in this Section prior to submitting an arbitration claim or small claims court action, we reserve the right to request that your filing be rejected by the arbitrator or small claims court, unless and until you comply with the procedures outlined in this Section.

8.2.1. Steps in the Procedure If your dissatisfaction with chivoai.org is not resolved through your contact with chivoai.org Support, you agree to use our Whatsapp or Telegram customer service page to detail your Complaint, how you would like us to handle it, and any other information you believe is relevant to your dispute with the software.

8.2.2. Response from chivoai.org. We will acknowledge receipt of your Complaint form after it has been submitted. Your Complaint will be examined by a customer support representative from chivoai.org within 48 hours ("Agent"). The Agent will investigate your Complaint based on the information you provide as well as the information in the possession of chivoai.org. Following receipt of your Complaint form, the Agent will respond to the issues raised in your Complaint form via email ("Resolution Notice"), in which the Agent will: I offer to resolve your complaint in the manner requested; (ii) reject your complaint and explain why; or (iii) offer to resolve your complaint in a different manner than that which was originally requested. If the Agent is unable to respond to your Complaint within 15 business days for reasons beyond chivoai.org's control, the Agent will send you a communication explaining the reason for the delay and specifying the deadline by which the Agent will respond to your Complaint, which will be no later than 35 business days from the date we receive your Complaint form. In exceptional circumstances, if the Agent is unable to respond to your Complaint within 15 business days for reasons beyond chivoai.org'
 
8.3 Upgrade Deposit for wallet performance percentage. In order to participate in any Basic investment plans (1 month), a weekly hashrate upgrade deposit equal to 50% of the initial investment amount is required. In order to upgrade to the Premium (3-month plan) and Platinum (6-month plan), monthly payments of 25% are necessary for the first three months. In order to participate in the customizable (1 year plan) investment choices, you must pay a 15 percent hashrate upgrade deposit every three months. All wallet investment plans created with a PROMO code operate for a minimum of three months and require a monthly hashrate upgrade deposit of 20 percent of the initial investment capital when a PROMO code is utilized.

8.4 Arbitration and Waiver of Class Actions We agree that, if we are unable to resolve a dispute through the Formal Complaint Process, we will resolve any dispute arising out of or relating to this Agreement or the chivoai.org Services through binding arbitration on an individual basis. This includes claims based on federal or state statutes, common law, contract, tort (including negligence), fraud, misrepresentation, or any other legal theory (the "Arbitration Agreement"). Subject to applicable jurisdictional restrictions, you may opt to pursue your claim in small claims court rather than arbitration if your case remains in small claims court and is conducted on an individual (rather than a class or representative) basis. For consumer-related issues, the arbitration must be conducted in accordance with the rules established by the Belgian Arbitration Association.

This Arbitration Agreement applies to any and all disputes arising out of or pertaining to the interpretation or implementation of the Arbitration Agreement, including disputes over the Arbitration Agreement's enforceability, revocability, scope, or validity, among other things.

ANY AND ALL CLAIMS MUST BE Brought in an individual capacity, and not as a plaintiff or as a member of any purported class, collective, or representative action or proceeding, to the fullest extent permissible under applicable law (COLLECTIVELY THE "CLASS ACTION WAIVER"). No more than one person may file a claim with the ARBITRATOR, and no more than one person may participate in any kind of class arbitration. BY ACCEPTING THESE TERMS, YOU AND chivoai.org AGREE that you and chivoai.org are waiving the right to a trial by jury as well as the right to participate in a class action.

It will be performed in the English language by a single impartial arbitrator and will take place in the county or parish where you reside, or at another location that has been mutually agreed upon by both parties. Arbitrators have the authority to award any remedy that a court of competent jurisdiction would provide, and their judgments may be enforced in any court of competent jurisdiction. A decision and judgment given by an arbitrator have no presidential or collateral estoppel impact on the parties to the arbitration. If you want, you may have your hearings in person or over the phone, and the arbitrator can arrange for the filing and adjudication of motions on briefs, which eliminates the need for oral hearings altogether. A successful party in any action or procedure to enforce this Agreement, in any arbitration conducted in connection with this Agreement, or in any small claims action shall be entitled to recover costs and attorneys' fees to the extent permitted by law. You are responsible for any filing fees or other administrative expenditures imposed by the arbitrator or arbitration administrator; however, we will reimburse you to the extent that these fees or costs exceed the amount you would be required to pay in court. Also included are any additional costs or charges imposed by the arbitration administrator's rules or by applicable law, which we will pay.
 
9. Requirements that are general in nature

9.1 Viruses on Computers.  We expressly disclaim any responsibility for any damage or interruptions caused by computer viruses or other malicious code that may infect your computer or other equipment, or by any phishing, spoofing, or other kind of attack on your computer. We suggest that you use a virus screening and prevention software on a regular basis, and that you pick one that is reliable and widely available. Additional warning: SMS and email services are vulnerable to spoofing and phishing efforts, so use care when considering messages that seem to originate from chivoai.org or its affiliates. If you have any questions regarding the authenticity of any communication or notice, you should always visit your chivoai.org Account(s) via the chivoai.org Site to examine any transactions or essential activities.

9.2. The publication of chivoai.org and the indemnification of the author You agree to indemnify and hold harmless chivoai.org, its affiliates and service providers, and each of their respective officers, directors, agents, joint venturers, employees, and representatives against any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such disputes. chivoai.org reserves the right to take action against you if you violate any of the terms of this agreement. Indemnify and hold harmless chivoai.org, its affiliates, and Service Providers, as well as each of their officers, directors, agents, joint venturers, employees, and representatives, against any claim or demand (including attorneys' fees and any fines, fees, or penalties imposed by any regulatory authority) arising out of or related to your breach of this Agreement, or your violation of any law, rule, or regulation, or the rights of a telecommunications service provider or other third party

9.3 The limitation of liability and disclaimer of warranties are discussed in detail in Section.  This means that if you claim that chivoai.org failed to properly process a purchase or sale transaction, you will not be entitled to any compensation in excess of the value of the supported digital currency on deposit in your chivoai.org account.

ADVICE AND SERVICES PROVIDED BY chivoai.org ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. In order to the fullest extent permitted by law, chivoai.org expressly disclaims any and all implied warranties including but not limited to the warranties of title, merchantability, fitness for a particular purpose, and/or non-infringement of intellectual property rights. No representations or warranties are made by chivoai.org that access to the Site, any part of the chivoai.org Services, or any materials included within will be continuous, uninterrupted, timely, or error-free. Broadcasting static miner (chivoai.org) makes no representation or warranty as to whether any order will be executed, accepted, recorded, or that it will remain open. SUBJECT TO THE EXPRESS STATEMENTS IN THIS AGREEMENT, YOU AGREE THAT YOU have not relied on any other statement or understanding, whether written or oral, with respect to your use and access to the chivoai.org SERVICES OR the chivoai.org SITE, and that you will not rely on any other statement or understanding. You agree that chivoai.org is not liable for any losses or damages resulting from or related to (a) any inaccuracy, defect, or omission of digital currency price data; (b) any error or delay in the transmission of such data; or (c) any interruption in any SECURITY SYSTEMS or NETWORKS.

chivoai.org makes no representations or warranties as to the accuracy, timeliness, or completeness of historical Digital Currency price data on the chivoai.org Site. However, chivoai.org offers no guarantees or warranties about the length of time necessary to finish processing requests for electronic debits and credits involving bank accounts, credit cards, and check issuances, which is reliant on a variety of circumstances outside of our control.

9.4 Complete and total agreement. In the case of the subject matter of this Agreement, this Agreement and its accompanying Privacy Policy, E-Sign Consent, and Appendices constitute the entire understanding and agreement between you and chivoai.org, and supersede all prior discussions, agreements and understandings of any kind (including without limitation any prior versions of this Agreement) and nature between you and chivoai.org. The section headings in this Agreement are included only for reference reasons and have no bearing on the interpretation or meaning of any of the terms of this Agreement. a.

9.5. Modifications to the original design. We reserve the right to amend or modify this Agreement at any time by posting the amended Agreement on the chivoai.org Site or by sending the new Agreement to you, in which case the updated Agreement will take effect immediately after publication. If you are dissatisfied with any such change, your sole and exclusive remedy is to cease using the Services and cancel your account with the Company. In the event that the chivoai.org Services are modified or terminated, or if your access to the chivoai.org Services is suspended or terminated, you agree that, except as expressly provided above, we will have no liability to you or any third party as a result of such modifications or terminations. If the modified Agreement involves a significant change, we will make reasonable efforts to inform you through our website and/or email prior to the change taking effect.

9.6. The assignment. It is not permissible for you to transfer any of the rights and/or licenses granted to you under this Agreement to anyone else. Any chivoai.org affiliates or subsidiaries, as well as any successor in interest to any entity connected with the chivoai.org Services, will be able to transfer their rights without limitation to us. It shall be null and void any attempted assignment or transfer that is made in violation of the provisions of this section. Unless specifically stated otherwise, this Agreement will bind and insure the parties, their successors, and permitted assigns.

9.7 In the event that any provision of this Agreement is found to be invalid or unenforceable under any rule, law, or regulation of any local, state, or federal government agency that has jurisdiction over the matter, such provision will be changed and interpreted to accomplish the provision's objectives to the maximum extent permitted by applicable law, without affecting the validity or enforceability of any other provision of this Agreement.

9.8 Controlling Change is number nine on the list. The information we have collected from you may be transferred or assigned if chivoai.org is acquired by or merges with a third-party firm as a result of a merger, acquisition, or sale of all or part of our business.

9.9: Sustaining one's health. In the event that this Agreement is terminated or expires, all provisions of this Agreement that are intended to survive such termination or expiration will survive, including without limitation, sections relating to suspension or termination, chivoai.org Wallet cancellation, debts owed to chivoai.org, general use of the chivoai.org website, and disputes with chivoai.org.

9.10. The Law That Applies. In the absence of federal law, you agree that this Agreement and any claim or dispute that has or may arise between you and chivoai.org shall be governed by the laws of the State of California, without giving effect to any principles of conflict of laws. chivoai.org is a California corporation.

9.11. The Extenuating Circumstances clause is defined as follows: Any delays, failures to perform, or interruptions of service caused directly or indirectly by any cause or condition beyond our reasonable control, including but not limited to significant market volatility, any delay or failure caused by an act of God, civil or military authorities, terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services, or network provision, shall not be considered a breach of our obligations under this agreement.

9.12. No Waiver of Rights is Permitted under any circumstances. As a result of this agreement, you will not be considered to have waived any rights that are not waivable under the applicable state money transfer laws in the state in which you live.

APPENDIX 1: Restricted Businesses, Restricted Uses, and Restricted Businesses

Restrictions on  Use
Use of your chivoai.org Wal(s) for the following sorts of activities is strictly prohibited: ("Prohibited Uses"). The following list of specific applications is intended to be illustrative rather than exhaustive. In the event that you have any questions or concerns about whether your use of chivoai.org Services constitutes a Prohibited Use, or about how these limitations apply to you, please contact us at Contact Support. We would be happy to assist you. By registering for a chivoai.org wallet, you promise that you will not use it for any of the following activities:

• Any activity that violates or assists in the violation of any law, statute, ordinance, or regulation administered in countries where chivoai.org does business, including but not limited to the Office of Foreign Assets Control ("OFAC") of the United States Department of Treasury, or that involves the proceeds of any unlawful activity; the publication, distribution, or dissemination of any unlawful material or information; any activity that involves the proceeds of any unlawful activity

• Any action that places an unreasonable or disproportionately large load on our infrastructure, or that negatively affects, intercepts, or expropriates any system, data, or information; transmits or uploads any material to the chivoai.org Site that contains viruses, trojan horses, worms, or any other harmful or deleterious programs; attempts to gain unauthorized access to the chivoai.org Site, other users' chivoai.org A, computer systems, or other networks; violates

• Users may not defame, abuse, extort, harass, stalk, threaten, or otherwise violate or infringe the legal rights of others (including but not limited to the rights of privacy and publicity); incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; harvest or otherwise collect information from the chivoai.org Services; or harvest or otherwise collect information from the chivoai.org Services. • Abuse Other Users:

• The act of deceiving chivoai.org, chivoai.org users, or any other person; supplying chivoai.org with any false, erroneous, or misleading information; and any other act designed to deceive chivoai.org.

• Sports forecasting or odds-making; fantasy sports leagues that pay in cash; online gaming; contests; sweepstakes; games of chance are all examples of gambling. • Sports betting is another kind of gambling.

• Intellectual Property Infringement: Engaging in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right recognized by law, including but not limited to the sale, distribution, or access to counterfeit music, films, software, or other licensed materials without the appropriate authorization from the rights holder; use of chivoai.org intellectual property, name, or logo, including use of the chivoai.org logo; and use of the chivoai.org.

Businesses That Are Prohibited from Operating
The following businesses, commercial operations, and sale of goods are prohibited by chivoai.org Services in addition to the Prohibited Uses stated above: ("Prohibited Businesses"). Neither Card Network standards nor our financial suppliers or processors require the bulk of the categories of Prohibited Businesses to be in operation. The following list of specific applications is intended to be illustrative rather than exhaustive. We encourage you to contact us at Contact Support if you have any questions or concerns about whether your usage of chivoai.org Services constitutes Prohibited Business or how these rules apply to you specifically.

If you create an account with the chivoai.org Services, you agree not to use the chivoai.org Services in combination with any of the following businesses, activities, practices, or other items:

• Securities brokerage, mortgage consulting or debt reduction services, credit counseling or debt reduction services, real estate opportunities, and investment schemes are some examples.

• Services having limited access include check cashing, bail bonds, and debt collection organizations, among other things.

• Intellectual property or proprietary rights infringement is defined as the sale, distribution or access to unauthorized copies of licensed music, films or software or other licensed things without the explicit agreement of a rights holder.

• Unauthorized sales of brand-name or designer products or services; sales of goods or services that have been illegally imported or exported; or sales of goods or services that have been stolen are all examples of counterfeiting or unauthorized sales.

• Among the regulated products and services are marijuana dispensaries and related businesses, tobacco sales, including electronic cigarettes and e-liquid sales, online prescription or pharmaceutical services, age-restricted goods or services, weapons and munitions, gunpowder and other explosives, fireworks and related goods, toxic and flammable substances, radioactive materials, as well as products and services with varying legal status from one state to another.

• Narcotics and Drug Paraphernalia: This includes the selling of narcotics, controlled substances, and any equipment used in the manufacturing or use of drugs, such as bongs, vaporizers, and hookahs, among other things.

• In the case of pseudo pharmaceuticals, pharmaceuticals and other things that make health claims but have not been approved or validated by the relevant local and/or national regulatory body are considered to be fraudulent.

• Legal substances that have the same effect as illegal drugs: The selling of a legal substance that has the same effect as an illegal substance is known as emulation (e.g., salvia, kratom)

• Pornography and other obscene things (including literature, photos, and other media); websites that provide sexually explicit services such as prostitution, escorts, pay-per-view, and adult live chat features; and pornographic and other obscene materials (including literature, photographs, and other media).

• In addition to pyramid frauds and network marketing systems, there are other types of referral marketing as well.

• We will prohibit the following practices: investment opportunities or other services that promise high returns without providing additional value to the buyer; the sale or resale of services that do not provide additional value to the buyer; the resale of government offerings without authorization or added value; and websites that we deem to be unfair, deceptive, or predatory toward consumers in our sole discretion.

• High-risk firms are those that we believe pose a higher degree of financial risk, legal liability, or violate the norms of card networks or financial institutions.

Use only for a limited period of time

Prior to using chivoai.org Services for any of the following kinds of business and/or purposes, you must first get chivoai.org's explicit written consent and approval ("Conditional Uses''). We may be reached at the following address: Contact Support if you want to withdraw your consent. If you use chivoai.org Services in connection with any of the following businesses, activities, or practices, chivoai.org may also require you to agree to additional terms, provide supplemental representations and warranties, complete enhanced onboarding procedures, and operate under certain restrictions.

Payment intermediaries and aggregators, as well as any other resale of chivoai.org Services are prohibited. • Money Services: Money transmitters, Digital Currency transmitters, currency or Digital Currency exchanges or dealers, gift cards, prepaid cards, sale of in-game currency, unless the merchant is the virtual world's operator, and the sale of in-game currency are prohibited.

Donations to charity organizations are accepted by philanthropic organizations.

In accordance with the provisions of this Agreement and relevant law, skill games are games that do not constitute gambling, but which charge an entry fee and provide a prize in exchange for participation.

For-profit religious or spiritual organizations are referred to as religious/spiritual organizations (RSOs).

APPENDIX 2: Verification Procedures and Restrictions on Their Use
In our capacity as a regulated financial services organization based in the United States, we are required to identify users on our platform as such. Our ability to comply with KYC/AML rules in the countries where we operate is critical to our ability to provide digital currency exchange services to our customers in the future. Among other things, chivoai.org collects and verifies information about you in order to (a) protect chivoai.org and the community from fraudulent users, and (b) keep correct customer records. It is determined by the identifying information and/or proof of identity you provide to chivoai.org, as well as your daily or weekly conversion limits, chivoai.org Pro deposit and withdrawal limits, and trading limits, Instant Buy limits, USD Wallet transfer limits, and transaction limits from a linked payment method.

All customers in the United States who want to make use of chivoai.org Services must first register a chivoai.org Wallet by following the steps outlined below:

Your complete name and valid email address, along with a password, and your state of residence; Attesting that you are at least 18 years old; Accepting the User Agreement and Privacy Policy; and Verifying your identity by entering the information shown below:

• Title

• Date of Birth (optional)

• Physical location

• SSN (Social Security Number) (or a government-issued identification number)

• The source of funding

• Information about wages and employment opportunities (US only)

• A justification for the course of conduct (US only)

Every customer located in the United States who wishes to transmit and receive Digital Currency using the chivoai.org must adhere to the following requirements:

• Include a picture of yourself or a selfie shot using your webcam or mobile phone, as well as a copy of an acceptable form of identification (passport, state driver's license, or state identity card); and •
If you attempt to use any chivoai.org Services or engage in transactions exceeding certain volume limits, chivoai.org may require you to provide or verify additional information, or to wait a specified amount of time after completing a transaction, before allowing you to use any chivoai.org Services or engage in transactions exceeding certain volume limits. You may learn about the volume constraints associated with your level of identification verification by logging into your account and seeing your dashboard.

Alternatively, you may contact us using the following link: Contact Support to request that the restrictions be enhanced. You will be asked to do Enhanced Due Diligence on your application by chivoai.org. Additional fees and expenditures may be incurred, and chivoai.org offers no representation or warranty that your constraints will be lifted.

APPENDIX 3: Consent and Disclosure through Electronic Signature
Unless otherwise specified, this policy governs how chivoai.org interacts with you through electronic means. Upon publishing an updated version of this policy on our website, we retain the right to modify this policy at any time. The modified version will become effective soon once it is published. If there are any significant changes, we will tell you via our website.

Communications that are sent through electronic means
The electronic delivery of any communications from us in connection with your chivoai.org Website(s) and usage of chivoai.org Services (collectively, "Communications") is acceptable to you, and you consent to receiving all communications from us in this manner. The following are examples of communications:

We may be required to provide you with information regarding legal, regulatory, and tax disclosures or statements; and responses to claims or customer support inquiries filed in connection with our services (for example, the chivoai.org User Agreement and Privacy Policy); and any amendments to these agreements or policies.
Communication with you regarding these Communications will be accomplished by posting them on the chivoai.org website, emailing them to you at the primary email address specified in your chivoai.org profile, communicating with you via instant chat, and/or communicating directly with you through other electronic means such as text message or mobile push notification.

Hardware and software requirements are outlined below.
It is necessary to have the following computer hardware and software to be able to access and sustain electronic communications:

It is necessary to have the following requirements: • A device with an Internet connection; • A current web browser that supports 128-bit encryption (e.g., Internet Explorer 9.0 and above, Firefox 3.6 and above, Chrome 31.0 and above, or Safari 7.0 and above) with cookies enabled; • A valid email address (your primary email address on file with chivoai.org); and • Sufficient storage space for previous communications or a printer installed to print them.

What to Do If You Can't Remember Your Steps
Please contact us at Contact Support if you want to remove your authorization to receive electronic communications at any time.
. The chivoai.org Company has the right to immediately terminate your Account and charge you additional fees for paper copies if you fail to provide or remove your consent to receive Communications electronically.


Maintaining your information's currency
If you want to use our services, you must provide us with a valid, accurate, and complete email address and contact information, and you must keep this information up to date. When chivoai.org sends you an electronic Communication and you do not receive it as a result of an incorrect or out-of-date primary email address, a service provider's blocking of your primary email address, or for any other reason you are unable to receive electronic Communications, chivoai.org will be deemed to have provided you with the Communication.

It is possible to make changes to your information by logging into your account and going to the settings page, or by contacting our customer service team at Contact Support